Terms of Service
Last updated February 21, 2025
These Terms of Service (“Terms”) govern your access to and use of Fully Funded (“Content”) (Site located at www.wearefullyfunded.com), produced by Fully Funded LLC (“Fully Funded”, “We”, “Us”, “Our”). These Terms constitute a legally binding agreement between you (“You,” “User”) and Fully Funded LLC, the owner and operator of www.wearefullyfunded.com.
IF YOU DO NOT AGREE TO BE BOUND BY THIS AGREEMENT AND ABIDE BY ITS TERMS, YOU MAY NOT USE OR ACCESS ANY FULLY FUNDED CONTENT. BY ACKNOWLEDGING THE TERMS OF SERVICE AND/OR USING THE CONTENT, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND AND AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO BE BOUND BY THIS AGREEMENT (INCLUDING, THE DISPUTE RESOLUTION AND ARBITRATION AGREEMENT) AND YOU ACCEPT ALL OF ITS TERMS.
PLEASE READ ALL TERMS CAREFULLY.
Overview.
- Fully Funded is a financial education and coaching business that provides one on one coaching, courses, and on demand digital content.
- All Content is owned by Fully Funded and cannot be resold, made available for download, or modified without our consent.
- All Content and other information provided by Fully Funded is solely for informational purposes and does not constitute and should not be used as legal or tax advice. Additionally, Fully Funded does not provide investment advice nor are they licensed to do so.
- Fully Funded strives to provide the most up to date information, but makes no guarantees that information is the most current, contains all relevant information, or is directly applicable to you.
- Privacy is important to Fully Funded and is governed by the Privacy Policy.
- Any disputes between Fully Funded and a User will be resolved through arbitration.
- Fully Funded may provide advice related to your finances and financial education. You are ultimately and solely responsible for your finances, how you choose to use this information, and any related outcomes.
General.
Under no circumstances should our website or services be used as a substitute for seeking professional legal, tax, investment, or financial advice. All Content is informational only and is not specific advice tailored to your circumstances.
Personal Information.
Please review the Privacy Policy, which governs your use of this website and personal information, to understand how we keep your information private.
Communications.
When visiting www.wearefullyfunded.com or sending us emails, you are communicating with us electronically and agree to receive communications electronically. We may communicate with you by email or by posting notices on this site. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically will satisfy any legal requirement that such communications be in writing. You also agree not to transmit any bots or viruses or any code of a destructive nature. You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.
User Comments, Feedback, and Other Submissions.
You may post reviews, comments, photos, and other content, and submit suggestions, ideas, comments, questions, or other information on www.wearefullyfunded.com, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, commercial solicitation, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of any content. Fully Funded reserves the right, but is not obligated, to remove or edit such content. Fully Funded does not regularly review posted content.
Any and all comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, submitted or offered by you to Fully Funded on or by this Site or otherwise disclosed, submitted or offered in connection with your use of this Site (collectively, “Comments”) shall be and remain Fully Funded property. Fully Funded is not under any obligation (1) to maintain any Comments in confidence; (2) to pay to user any compensation for any Comments; or (3) to respond to any user Comments. By submitting a Comment, you represent and warrant that any Comment you submit does not violate any right of any third party, including copyright, trademark, privacy, patent or other personal or proprietary rights. You further represent and warrant that any Comment you submit to the Site does not contain libelous or otherwise unlawful, abusive or obscene material. You are and shall remain solely responsible for the content of any Comments you submit.
Intellectual Property.
All Content included in or made available on www.wearefullyfunded.com, including course materials, text, graphics, logos, icons, and images, is the exclusive property of Fully Funded and is made available solely for your personal, non-commercial use. This material is protected by United States copyright and trademark law. Fully Funded is a trademark owned by Fully Funded and is protected under applicable trademark and other proprietary rights laws. The unauthorized copying, modification, use, sharing, downloading, recording, or publication of Fully Funded’s intellectual property is strictly prohibited. You agree not to infringe any or all of the title, ownership, and intellectual property of Fully Funded. All rights not claimed under the Terms or www.wearefullyfunded.com are hereby reserved.
Fully Funded makes some materials available for download or viewing as part of the Fully Funded program and Content. Under no circumstances are you permitted to resell, make available for download, publish, modify, circulate, or otherwise distribute or profit from any such materials.
Proper Use.
You will not engage in any activity directly or indirectly undermining the integrity of systems used by Fully Funded and/or other users of www.wearefullyfunded.com. You will not gain or attempt to gain unauthorized and/or unlawful access to Fully Funded’s networks, data, or information. You agree to only use www.wearefullyfunded.com for your personal use only and you will not use, copy, reproduce, or download any information, text, data, or images obtained on or through www.wearefullyfunded.com for commercial purposes of any kind.
Security.
You are responsible for maintaining the confidentiality and security of any passwords, log-ins, or account information provided by you or given to you by Fully Funded. You are solely responsible for all activity associated with your account. If you suspect your account security has been compromised, you agree to notify Fully Funded immediately.
Disclaimer of Warranty & Limitation of Liability.
Fully Funded does not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free. We do not warrant that the site will always be accurate or reliable. You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
YOUR USE OF FULLY FUNDED IS ENTIRELY AT YOUR OWN RISK. IN NO CASE SHALL FULLY FUNDED, OUR DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, INTERNS, SUPPLIERS, SERVICE PROVIDERS OR LICENSORS BE LIABLE FOR ANY INJURY, LOSS, CLAIM, OR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION LOST PROFITS, LOST REVENUE, LOST SAVINGS, LOSS OF DATA, REPLACEMENT COSTS, OR ANY SIMILAR DAMAGES, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, ARISING FROM YOUR USE OF ANY OF THE SERVICE OR ANY PRODUCTS PROCURED USING THE SERVICE, OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF THE SERVICE OR ANY PRODUCT, INCLUDING, BUT NOT LIMITED TO, ANY ERRORS OR OMISSIONS IN ANY CONTENT, OR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SERVICE OR ANY CONTENT (OR PRODUCT) POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICE, EVEN IF ADVISED OF THEIR POSSIBILITY. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
IF, NOTWITHSTANDING THE FOREGOING EXCLUSIONS, IT IS DETERMINED THAT FULLY FUNDED AND AFFILIATES ARE LIABLE FOR DAMAGES, IN NO EVENT WILL THE AGGREGATE LIABILITY, WHETHER ARISING IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EXCEED THE TOTAL FEES PAID BY YOU TO FULLY FUNDED DURING THE 6 MONTHS PRIOR TO THE TIME SUCH CLAIM AROSE, TO THE EXTENT PERMITTED BY APPLICABLE LAW.
Indemnity.
You agree to indemnify, defend and hold harmless Fully Funded and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third-party. You also agree that Fully Funded is not responsible and will have no liability to you for any material posted by others and the risk of damages from such material rests entirely with you.
Pricing and Payments.
All fees will be paid via credit or debit card. Fees for individual and package coaching sessions are subject to the terms of the Client Agreement signed prior to beginning the sessions. All fees are nonrefundable. Any pricing information on this site is an estimate and exact fees will be provided to you when registering or at point of purchase. In the event you utilize a payment plan, you understand that failure to make payments in accordance with the payment plan schedule will mean you lose access to the courses and/or materials you have purchased. Partially paid fees will not be refunded in the event you do not follow your chosen payment plan and access is revoked.
Offers & Promotions.
Fully Funded may from time to time and in its sole discretion make available special offers to its customers and promotional codes that provide an opportunity for customers to receive store credits, coupons, prizes, or benefits. You agree that Promo Codes: (a) must be used for the intended audience and purpose, and in a lawful manner; (b) may not be duplicated, sold or transferred in any manner, or made available to the general public, unless expressly permitted by Fully Funded; (c) may be disabled by Fully Funded at any time for any reason without liability to Fully Funded; (d) may only be used pursuant to the specific terms that Fully Funded establishes for such Promo Code; (e) are not valid for cash; and (f) may expire prior to your use. Any such offers and promotions will expire on the dates specified in the offer or promotion. Credits, coupons, prizes, or benefits shall specify the terms that apply to their use and redemption and those terms shall apply. Credits, coupons, prizes, and benefits may not be combined with any other offers or promotions. We reserve the right at any time with our discretion, and without prior notice, to discontinue any offer or promotion or to add or change offer and promotion terms or conditions, including changing expiration periods or credit values for existing or future credits.
Third Party Links.
Some Content available on www.wearefullyfunded.com may include materials from third parties. There may be links on this website that direct you to third party websites or materials not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of third party materials or websites and we do not have any liability or responsibility for third party websites. Links to any third-party content are provided for your convenience only. If you choose to access any third-party Content, you do so at your own risk. YOU ACKNOWLEDGE AND AGREE THAT FULLY FUNDED IS NOT RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGE OF ANY SORT INCURRED AS A RESULT OF ACCESSING A THIRD-PARTY WEBSITE, OR ANY DEALINGS WITH ANY THIRD-PARTY WEBSITE, OPERATOR THEREOF, OR ANY THIRD-PARTY CONTENT, PRODUCTS OR SERVICES.
Termination.
These Terms are effective unless and until terminated by either you or us. You may terminate this agreement at any time when you cease using our site. If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms, we may terminate this agreement or temporarily suspend your account at any time without notice and you will remain liable for all amounts due up to and including the date of termination.
Force Majeure.
Fully Funded will not be responsible for the delay, failure to provide services or products, or unavailability of this website for any reasons beyond our control, including internet failures, equipment failures, power failures, strikes, and natural disasters.
Waiver.
Failure to enforce any aspect of these Terms will not be deemed a waiver of the right to enforce these Terms in the future.
Severability.
In the event that any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.
Applicable Law.
You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of www.wearefullyfunded.com. Any violation of these Terms will be governed by the laws of New York without regard to any conflict of law provisions of your residence or physical location. At our discretion, we may report any violations relating to these Terms to the appropriate authorities. You and Fully Funded agree to submit to the personal and exclusive jurisdiction of the courts of New York.
Dispute Resolution.
In the event of a dispute, you and Fully Funded agree to try to reach a resolution through good faith negotiation. If those efforts are unsuccessful, the dispute will be resolved through binding arbitration in New York City, in accordance with the rules of the American Arbitration Association, by a mutually agreed upon arbitrator.
Changes.
These Terms and our Privacy Policy are subject to change without notice.
Contact Information.
Questions about the Terms should be sent to hello@wearefullyfunded.com. Any feedback, general questions, comments or concerns can be sent to hello@wearefullyfunded.com.